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如何理解ytd和mtd指标ytd（year to date）和 mtd（month to date）是两个在财务分析和业务管理中常用的时间周期指标，理解如下：一、ytd（year to date）定. 是有效期的意思。 通 储蓄卡 和信用卡在卡面上有一个比较重大的区别就是，信用卡上印有有效期，通常格式为：valid from 12/08，valid thru 12/11。表示这张信用卡的有效期.
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